GenGold Premier

Join us today!

As a GenGold® Premier member, you are entitled to an exclusive benefits program designed to save you time and money.

Membership benefits:
  • ULTIMATE ID® three bureau credit monitoring with instant alerts and identity theft protection1
  • Cellular care coverage2
  • Virtual private network (VPN) 
  • Discounts on travel services, event tickets, and gift cards for shopping and dining
  • Health and wellness benefits 
  • Grocery and wholesale club savings
  • Cash back rewards
  • and more! 
For a low monthly membership fee of $8.95, enjoy GenGold® Premier in one of two ways: open a GenGold® Premier Checking account OR simply add the GenGold® Premier Benefits to ANY Blue Ridge Bank checking account. 

Option 1

GenGold® Premier Checking

Open a  GenGold® Premier Checking account TODAY! In addition to the great benefits listed above, enjoy one FREE box of bank stock checks per year, FREE cashier's checks and money orders, and a discounted rate on safe deposit box rental. 

Option 2

GenGold® Premier Benefits add-on option

ALL NEW! Pair the exclusive benefits package with the Blue Ridge Bank checking account of your choice for the perfect balance of features to fit your lifestyle. 


All of our checking accounts include these great features:

Free Mobile Banking*
Free Online Banking
Free Online Bill Pay
Free Debit Card
Unlimited Check Writing
Itemized Monthly Statements Overdraft Protection Available**

1 The GenGold® Membership Fee of $8.95 applies whether or not you activate ULTIMATE ID® and whether or not you qualify for all of its services. ULTIMATE ID® services begin and can be utilized once you successfully validate your identity and complete the activation process. The primary owner and one joint owner of the account are required to each have their own email address for activation. You will receive an email containing your personal activation code which is required to complete the authentication and enrollment process. If you do not complete the activation process you will still be covered by the 3G Fully Managed Identity Fraud Research, Remediation and Recovery Services, and you will have access to the other GenGold® benefits and services included in your membership. A qualifying family member is also covered by the 3G Fully Managed Identity Fraud Research, Remediation and Recovery Service. Other restrictions and limitations apply and are subject to change by Merchants Information Solutions Inc., Generations Gold, Inc., or any other related provider. Please see the ULTIMATE ID® Terms and Conditions at for complete details.

2 Some restrictions apply. See or call 800-428-6686 for complete program details.

* Your cell phone or mobile device must be equipped to access the internet. You may be charged access rates depending on your carrier. Check with your service provider for details on specific fees and charges. All terms and conditions applicable to online banking may apply to mobile banking.

** Overdraft Protection automatically transfers funds in $100 increments from another checking or savings account held by you. There is a $10 transfer fee each day a transfer is made. On Savings and Money Market accounts, there is a limit of six (6) withdrawals per calendar month or statement cycle.