Service Fees

These Rates are effective December 1, 2012

ATM Charges

ATM/Debit MasterCard®

   First Card No Charge
   First Replacement Card No Charge
   Additional Replacement Cards $10
   Withdrawal at our ATM No Charge
   Deposit at our ATM No Charge
   Balance Inquiry at our ATM No Charge
   Withdrawal at Foreign ATM $2 per Withdrawal
   Balance Inquiry at Foreign ATM $2 per Inquiry


Misc. Fees and Charges

Account Closing $25 if closed within 180 days of account opening 
     Negative Balance
     Closeout Fee    
$25 per account for charging off a negative balance in excess of $100
Cashier's Checks $5 each
Coin Counting    
     Customer No charge
     Non-Customer 10% of coin total

Collection Fees

     Incoming

$15 per item
     Outgoing $15 per item
     Bond Coupon $8 per envelope
Copies   
     Checks $2 for each copy over two per month
     Statement $2 per statement
     Other $0.25 per copy
Custom Services $25 per hour, $12.50 minimum
Deposit Items
Returned Fee
$5 per item
     Special Handling $2 per additional item
Dormant Service Charge
     Checking $5 per month if inactive for 1 year & balance is $500 or less
     Savings $3 per month if inactive for 2 years & balance is $100 or less
Drafts
     Incoming $3 per draft
     Outgoing $3 per draft
Fax
     Local $0.50 per page
     Long Distance $1 per page
Garnishment/Levy $100 per order
Visa Gift Card $3 per card
Medallion Guarantee Customer Only - No Charge
Money Orders $3 each
Night Deposit Service
     Zipper Bag $5 per bag
     Lock Bag $20 per bag
Notary Service
     Customer No Charge
     Non-Customer $2 per signature
NSF (Non-Sufficient Funds)
Bounce Protection Pd
Item Fee
 $30
NSF Paid Item Fee  $30
NSF Return Item Fee   $30
Continuous Overdraft   $5 per day after 5 business days
Online Banking
     Online Banking No Charge
     Bill Pay No Charge
     e-Statements No Charge
Return Mail  $3 per account for processing return mail 
Statements
     Special Handling $5 per monthly statement 
     Temporary $2 per statement
Stop Payment Fee $30 each
Telephone Transfer $2 each transfer
Wire Transfer
     Customer Wire Transfers
       Incoming $5
       Outgoing $20
       International $45

Safe Deposit Boxes

 

 Box Size

Standard Fee Discounted Fee
with Auto Pay

 3 x 5

$30

$25

 5 x 5

$40

$35

 3 x 10

$50

$45

 5 x 10

$70

$65

 8 x 10

$80

$75

 10 x 10

$90 $85

 $10 Key Deposit
$125 Non-Emergency Drill - $150 Emergency Drill
Not all sizes available at all locations.