Mortgage Loans

Blue Ridge Bank and Trust Co. has helped people realize their dreams of home ownership for over fifty years. We specialize in financing homes, not houses, and we understand that going through the process of getting a loan can sometimes be confusing. We understand that every borrower is different and Blue Ridge Bank is committed to helping you find the right mortgage product for your needs.

Whether you're buying your first home or you are already a homeowner, we have the mortgage to fit your needs and make your dreams come true.

Our Mortgage Services and Products Include:

 * Free Pre-Qualification    * Fast Approval Process
 * Competitive Rates  * Fixed Rate Mortgages
 * Adjustable Rate Mortgages  * Conventional Loans
 * Portfolio Loans   * Construction Financing 
 * Jumbo Loans  * Home Equity Line of Credit

Our Loan Representative: 

Edy Hall

Edy Hall
Vice President
Phone (816) 795-4075
Fax (816) 795-7947
Email Edy


Edith (Edy) Hall is a loan officer in the retail mortgage lending department at Blue Ridge Bank. Her 25 years of mortgage experience gives her a leading edge when working with a diverse range of customers. Edy's knowledge of loan products is a benefit to customers, as she has the ability to identify the mortgage loan that will work best for each customer's needs. Along with her expertise, Edy brings integrity, compassion, and consideration for your needs. She invites you to see how Blue Ridge Bank can help you achieve your dreams.

The personal attention you'll receive from a Blue Ridge Bank representative will help simplify the financing process and help make securing a mortgage simple and straightforward. To answer any of your questions, call or email one of our mortgage representatives today.



» Download and print a mortgage loan application

» Mortgage Calculator