Maximum Yield (MY) Checking
Open a Blue Ridge Bank MY Checking account and earn interest the easy way. With the MY Checking account, you earn premium interest on your balance by meeting a few simple requirements.
Rate Information: This account is an interest bearing account. The interest rate and annual percentage yield will depend upon the balance in the account as shown on the Rate Chart. The interest rate and annual percentage may change. At our discretion, we may change the interest rate on the account weekly. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly. If the account is closed before interest is credited you will not receive the accrued interest.
Limitations: You must deposit $100 to open this account. This account is all electronic and requires an active e-mail account and enrollment in NetTeller online banking. It also requires a Blue Ridge Bank Debit MasterCard®. To meet requirements an account holder must receive electronic statements, complete 12 or more debit or credit MasterCard® point-of-sale purchases, and receive 1 ACH direct deposit or payment per statement cycle. View the Deposit Account Agreement.
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