Directors

Scott Adams, Adams Automotive Group

Larry Blick, Retired City Manager, Independence, MO

Hal D. Cowan, President & CEO, Cowan Consulting, Inc.

Dr. James D. Elias, Elias & Opdahl, D.D.S., P.C.

Richard N. Kreher, Chairman of the Board, Blue Ridge Bank and Trust Co.
   Richard N. Kreher & Associates

Kim Roam, Managing Partner, Cochran, Oswald & Roam, LLC

Willard B. Snyder, President, Real Estate Corporation, Inc.

Paul M. Thomson, Ph.D., Vice Chairman, Blue Ridge Bank and Trust Co.
   Retired President of Truman Heartland Community Foundation

G. L. Thomas, Senior Chairman, Blue Ridge Bank and Trust Co.
                        Chairman, Blue Ridge Bancshares, Inc.

William C. Esry,
President & CEO, Blue Ridge Bank and Trust Co.
                           President, Blue Ridge Bancshares, Inc.