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Fee Schedule

These Rates are effective December 1, 2012.

ATM Charges

ATM/Debit MasterCard®
First Card No Charge
First Replacement Card No Charge
Additional Replacement Cards $10
Withdrawal at our ATM No Charge
Deposit at our ATM No Charge
Balance Inquiry at our ATM No Charge
Withdrawal at Foreign ATM $2 per Withdrawal
Balance Inquiry at Foreign ATM $2 per Inquiry

Misc. Fees and Charges

Service Fees
Account Closing $25 if closed within 180 days of account opening
Negative Balance Closeout Fee $25 per account for charging off a negative balance in excess of $100
Cashier's Checks $5 each
Coin Counting
Customer No charge
Non-Customer 10% of coin total
Collection Fees
Incoming $15 per item
Outgoing $15 per item
Bond Coupon $8 per envelope
Copies
Checks $2 for each copy over two per month
Statement $2 per statement
Other $0.25 per copy
Custom Services $25 per hour, $12.50 minimum
Deposit Items Returned Fee $5 per item
Special Handling $2 per additional item
Dormant Service Charge
Checking $5 per month if inactive for 1 year & balance is $500 or less
Savings $3 per month if inactive for 2 years & balance is $100 or less
Drafts
Incoming $3 per draft
Outgoing $3 per draft
Fax
Local $0.50 per page
Long Distance $1 per page
Garnishment/Levy $100 per order
Visa Gift Card $3 per card
Medallion Guarantee Customer Only - No Charge
Money Orders $3 each
Night Deposit Service
Zipper Bag $5 per bag
Lock Bag $20 per bag
Notary Service
Customer No Charge
Non-Customer $2 per signature
NSF (Non-Sufficient Funds)
Bounce Protection Paid Item Fee $30
NSF Paid Item Fee $30
NSF Return Item Fee $30
Continuous Overdraft $5 per day after 5 business days
Online Banking
Online Banking No Charge
Bill Pay No Charge
e-Statements No Charge
Return Mail $3 per account for processing return mail
Statements
Special Handling $5 per monthly statement
Temporary $2 per statement
Stop Payment Fee $30 each
Telephone Transfer $2 each transfer
Customer Wire Transfers
Incoming $5
Outgoing $20
International $45

Safe Deposit Boxes

Box Size Standard Fee Discounted Fee with Auto Pay
3 x 5 $30 $25
5 x 5 $40 $35
3 x 10 $50 $45
5 x 10 $70 $65
8 x 10 $80 $75
10 x 10 $90 $85

$10 Key Deposit
$125 Non-Emergency Drill
$150 Emergency Drill
Not all sizes available at all locations.