Merchant Bank Card Processing
Blue Ridge Bank and Trust Co. has partnered with Jet Pay to provide our customers with a complete line of merchant processing solutions. By accepting credit and debit cards for payment, you can increase your profitability.
Several studies have proven that businesses that accept card payments can expect a higher average purchase, increased volume and faster payment on accounts.
You can count on competitively low rates coupled with the highest standards of customer service and technical support in the payment processing industry.
You will receive the very best in:
- Check authorization
- Secure e-commerce solutions
- Purchasing cards
- Check services - authorization, conversion, guarantee and collection
- Instant online account and data access
- Fraud prevention tools and education
For more information about our merchant processing solutions, please call (816) 358-5000.
The Blue Ridge Bank and Trust Co. Debit BusinessCard is a convenient, secure and smart way to make purchases. The Debit Business Card:
- Is more convenient than writing checks
- Deducts purchases and cash withdrawals automatically from your business checking account
- Provides automatic record keeping and updated balance information
- Provides online access to all your account information and much more
The Debit BusinessCard gives you the information you need in the form you need it, so you can focus on running your business.
Note: Due to increased debit card fraud, there may be travel restrictions in some states you are visiting or traveling through that could impact the use of your Blue Ridge Bank Debit BusinessCard. Please call 816-358-5000 (during business hours) before traveling to ensure your card is not blocked. For international travel, please allow 24-hour notice.
- Domestic Travelers - If you are traveling inside the United States and experience problems with your debit card, please call 1-866-842-5208.
- International Travelers - If you are traveling outside the United States and experience problems with your debit card, please call Toll Free 1-412-552-2697.
Choosing the right business card is easier than ever.
No matter which card you choose, you'll enjoy important features like:
- Expense management tools
- No fee for additional employee cards
- EMV smart chip technology for added security
- Mobile payment capability for added convenience
- Already have a Blue Ridge Bank credit card? Click here to make a payment.
Let's get started . . .
Flexible Cash Rewards For Your Business
Visa® Business Cash Card
Rewards To Use The Way You Want.4
Visa® Business Real Rewards Card
Visa® Business Rewards PLUS Card
Pay Down Balances.
Visa® Business Platinum Card
Please visit your nearest branch to apply.
1 Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution or as a statement credit to your credit card account within one to two billing cycles.
2 Cash Rewards Card: "Cash Back Rewards" are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point in Cash Back Rewards earned is equal to $0.01. You may simply see "Cash Back" in marketing material when referring to the rewards you earn. You will earn 1 Reward Point ("Point") for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code as office supplies or cellular phone, landline, internet and cable TV services. In addition, you will earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations or restaurants. The number of additional Points earned on office supply store purchases, cellular phone, landline, internet and cable TV services, automated fuel dispensers, and service stations or restaurants is unlimited. Points expire five years from the end of the quarter in which they are earned.
3 Bonus rewards points or cash back will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. One-time bonus rewards will be awarded after eligible net purchases totaling $2,000 or more are made to your account within three months from account opening.
4 The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy or death).
5 Real Rewards: You will earn 1.5 Reward Points ("Points") for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.
6 Rewards PLUS: Points expire five years from the end of the quarter in which they are earned. You will earn 1.5 Reward Points ("Points") for each dollar of eligible Net Purchases made with your Account. You may earn additional Points for purchases at merchants that are classified as: airlines, cellular phone services, or hotels (each, a "Category"). You will earn an additional 1.5 Reward Points (for a total of 3 Reward Points) for each dollar of Net Purchases in the one Category that has the highest total Net Purchases charged to your Account (the "Highest Category") during each billing cycle.
The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.