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(Update: April 1, 2020)

The Paycheck Protection Program (a provision of The CARES Act) authorizes up to $349 billion towards job retention and certain other expenses for small businesses and eligible nonprofit organizations during the COVID-19 crisis. Loan proceeds have the potential to be forgiven as long as certain criteria is met by the business.

We are encouraging business customers interested in the Paycheck Protection Program to review the PPP borrower information sheet to determine your eligible loan amount and the documents needed for processing the loan request.

We are also encouraging business customers interested to begin filling out the application. Applications can be processed starting April 3, 2020.

Paycheck Protection Program overview

Paycheck Protection Program information sheet for borrowers

Paycheck Protection Program application


(Update: March 27, 2020)

For applicants interested in SBA Economic Injury Disaster loans, below is a link to go directly to the SBA site to download their application.


This link best describes the process:



(Update: March 26, 2020)

Protecting yourself from COVID-19 Scams

Protecting our customers from fraudulent activity is a top priority at Blue Ridge Bank and Trust. Be aware and protect yourself from scammers taking advantage of fears surrounding the impact of COVID-19. There have been a variety of scams reported worldwide. There have been reports of:

Fake Cures for COVID-19

Individuals and businesses selling fake cures for COVID-19 online and engaging in other forms of fraud. They often try to create a sense of urgency – for instance, “Buy now, limited supply.”

Phishing emails with links

Phishing emails designed to look like they’re from the World Health Organization or the Centers for Disease Control and Prevention. They lure you into clicking on a link or providing personal information that can be used to commit fraud or identity theft. Legitimate government agencies will never ask for your social security number, bank account number or login information.

Malicious websites

Malicious websites and apps that appear to share virus-related information to gain and lock access to your devices until payment is received.

Charity Scams

Seeking donations fraudulently for illegitimate or non-existent charitable organizations. Research any charity before you decide to donate and go directly to their website. You can research charities through the Better Business Bureau Wise Giving Alliance.

Government Assistance Scam

Scammers will attempt to get money in exchange for government assistance. Do not respond to calls, emails or text messages about money from the federal government. The government does not request payment upfront for financial assistance.

Tips to protect yourself

The  Federal Trade Commission has tips to protect yourself from possible COVID-19 related scams.

What to do if you think you are a victim

If you think you are a victim of a scam or attempted fraud involving COVID-19, you can report it without leaving your home through several platforms. Go to:

The National Center for Disaster Fraud Hotline at 866-720-5721

Report it to the FBI 

Cyber Scam – to submit a compliant  

Where to go for legitimate information about the coronavirus:

Going directly to reliable sources for information about the coronavirus is best. Here are a few sources:

Centers for Disease Control and Prevention 

World Health Organization 

National Institutes of Health 


(Update: March 17, 2020) 

Blue Ridge Bank and Trust is closely monitoring the development of the coronavirus (COVID-19) public health threat. To ensure our customers and associates remain as safe as possible, effective March 18, 2020, all branch lobbies and departments will be closed to the public, and we will operate as drive-through only. 

For information regarding hours and locations, please click here. 

Ways to Bank: 

You have multiple options available to manage your account without even leaving your home!  

Telephone banking

Online banking

Mobile banking

Text banking

Make a loan payment

Contact us by phone - Our Customer Service Center is equipped to answer questions about your account, from checking to loans, quickly and efficiently. Call 816-358-5000 for assistance from 8 a.m. to 11 p.m. Monday through Friday, and 9 a.m. to 5 p.m. Saturday and Sunday.