Jump to top navigation Jump to online banking login Jump to main navigation Jump to content Jump to footer

menu icon
menu icon

MY Banking

(1) The MY Checking account is all electronic and requires an active email account, enrollment in NetTeller Online Banking, Blue Ridge Bank Debit MasterCard®, and ACH direct deposit or payment. Premium interest on balances up to $25,000 when monthly requirements are met. Tiered interest on account balances over $25,000 or if requirements are not met. To meet requirements an account holder must do the following each monthly qualification cycle: receive electronic statements, complete 12 or more Debit MasterCard® point-of-sale purchases, and receive 1 ACH direct deposit or payment. The interest rate and annual percentage yield (APY) may change without notice. The interest rate and annual percentage yield will depend upon the balance in the account as shown on the Rate Chart. Refunds up to $25 for Nationwide ATM fees include up to $10 of Blue Ridge Bank Foreign ATM charges and up to $15 of Foreign ATM Owner charges. MY Checking qualifications must be met to receive the ATM refunds. A charge of $25 will be assessed on the account if closed within 180 days of opening.

(2) The MY Savings account requires $25 to open, electronic statements, an active email account, and enrollment in NetTeller Online Banking. Paper statements are available for a $5 monthly fee. Interest is paid on all balances. Interest compounded monthly and credited to the account monthly. Premium interest on balances up to $25,000 when requirements are met in your MY Checking account. Tiered interest on balances over $25,000 or if requirements are not met in your MY Checking account. You are allowed (6) transfers per monthly statement cycle. $1 excess item fee for each withdrawal in excess of (3) per monthly statement cycle. A charge of $25 will be assessed on the account if closed within 180 days of opening. The interest rate and annual percentage yield will depend upon the balance in the account as shown on the Rate Chart.