Take a dream vacation. Make some home improvements. Buy a new car. Pay for college. Use the equity in your home to realize your dreams. We make it easy for you - all you have to do is write a check.

Act now and we will:
- Give you a $25 gift card to Lowe's
- Pay for the closing costs on your home equity line of credit

There has never been a better time to open a home equity line of credit.
Call 816-795-9933 or stop by any of our convenient branch locations.

Please apply by August 31, 2008, to take advantage of the $25 Lowe's gift card.

Click here for a printable application

Subject to approval. Available on new lines of credit only, with combined loan-to-value ratio of 80% or less. APR on your loan will be based on Prime Rate at 5.00% (Blue Ridge Bank floor rate) as defined in the Wall Street Journal, Midwest Edition, as of 8/1/08. The APR may change monthly, but will not exceed 24% APR. $5,000 minimum credit line to open plan. Minimum monthly payments will be equal to the accrued finance charges or $100, whichever is greater. At maturity, you will be required to pay the balance in a single "balloon" payment. Consult your tax advisor for deductibility. Property insurance required. Offer expires 8/31/08.